Make a Gift of Appreciated Stock

Generating a return for your community.
Gift of Appreciated Stock

Turning stock market gains into community investment.

Everybody wins when you make a gift of appreciated stock to Nevada County Habitat for Humanity. Your gains are put to good use. Your gift of stock is reinvested in your community, and it qualifies for an immediate tax deduction based on the full fair market value.

A popular means of giving back.

Gifts of appreciated securities provide tax advantages.

If you have held the securities (stock, bonds, and most mutual funds) for one year or longer, the current value of the securities is tax deductible to the extent of 30 percent of your adjusted gross income.

Deduction amounts exceeding this limit may also be carried forward for additional years.

You do not have to pay federal or state capital gains taxes on the appreciated portion of the gift.

The fastest and easiest way to make a gift of stock is to have your broker perform an electronic transfer.

If you make a gift of securities, please contact us at 530-274-1951 so we can acknowledge your gift in a timely manner.

What else may be accepted as a donation?

Gifts of closely-held stock, Limited Partnership Shares, or Limited Liability Company Interests may be accepted by Nevada County Habitat for Humanity as well.

The information here is not intended as legal or tax advice. For such advice, please consult your attorney or tax advisor.

You can also contact Eric Sams at Raymond James if you have questions or need assistance. Raymond James, 1793 East Main Street, Grass Valley, CA 95945, 530-272-5100, or Eric.Sams@raymondjames.com. Nevada County Habitat Tax ID: 68-0383595

IRAs can qualify for tax-free charitable contributions

Nevada County Habitat for Humanity can help turn your individual retirement accounts (IRAs) into tax-saving charitable gifts. Extended tax benefits allow more people to experience the joy of giving during their lifetimes.

You can give more for less.Thanks to the new legislation, American seniors can make the gift of a lifetime by giving their IRAs to charity without federal tax penalty. So your retirement funds can go further than ever before. 

For years, estate planners have recommended that retirement assets may be the most tax-effective asset in larger estates to distribute to charity. These assets are not only vulnerable to heavy taxation as part of an estate but also can be taxed again as income in respect to a decedent on the tax returns of heirs.

Until recent legislation, there was a disincentive for retirees to give IRAs to charity during their lifetimes because withdrawals from IRAs were subject to income tax—even those given to charity.

Annually, retirement assets may become a preferred charitable gift for seniors. IRA distributions to charity can receive special tax advantages. Americans age 70½ and up can make tax-free IRA contributions to public charities.

Still Have Questions?

Appreciated Stock Form

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